The Disabled Adults Allowance (AAH) is calculated based on the personal resources of the beneficiary, and not according to the type of housing occupied. Living in shared accommodation or with parents does not trigger any specific scale for this allowance. The resource ceilings remain the same regardless of the place of residence, but the mode of accommodation affects access to other benefits such as APL or the increase for independent living.
This point of confusion often arises in senior news on Actu Seniors, and it deserves precise clarification to avoid mistakes in procedures with the CAF or the MDPH.
AAH and place of residence: why the resource ceiling does not change
The calculation of the AAH is based on the personal income of the applicant. Since the effective uncoupling on October 1, 2023, the resources of the spouse are no longer taken into account. This reform has simplified the scale, but it does not create any distinction related to the type of housing.
Specifically, a person living rent-free with their parents, in shared accommodation with an individual lease, or alone in an apartment is subject to the same annual resource ceilings for the AAH.
In 2026, the annual ceiling for a single person without dependent children is set at 12,400 euros. This threshold increases in increments according to the number of dependent children:
- No dependent children: 12,400 euros per year
- One dependent child: 18,600 euros per year
- Two dependent children: 24,800 euros per year
- Three dependent children: 31,000 euros per year
If personal resources are zero, the maximum amount paid reaches 1,041.59 euros per month since April 1, 2026. This amount decreases proportionally as soon as any income is declared.
Shared accommodation and AAH: the individual lease as a key criterion for APL
Shared accommodation does not change the right to AAH or its amount. The CAF and the MDPH assess the disability rate and personal resources, not the composition of the accommodation household.
The difference lies in housing assistance. To receive APL in shared accommodation, each roommate must have an individual lease or a collective lease mentioning their share of the rent. Without this document, the CAF considers that the person does not pay identifiable rent and refuses payment.
A beneficiary of the AAH in shared accommodation with an individual lease can therefore combine AAH and APL. The two aids are calculated separately: AAH based on personal resources, APL based on the rent amount and the geographical area.
Increase for independent living in shared accommodation
The increase for independent living (MVA) is a supplementary aid paid to AAH beneficiaries who have independent housing that qualifies for APL. Its amount is added to the AAH without additional resource conditions.
In shared accommodation, the MVA remains accessible provided that the roommate effectively benefits from APL. Without APL, there is no increase for independent living, even if the disability rate exceeds 80%.
AAH with parents: free accommodation and consequences on benefits
Living with parents does not eliminate the right to AAH. The resource ceiling remains the same as that of a person living alone. The CAF does not include the parents’ income in the calculation of the allowance, even if the beneficiary is hosted free of charge.
The situation becomes restrictive for other benefits. A person hosted by a private individual without a lease or actual rent is not considered to have independent housing. This leads to two direct consequences:
- APL is not paid, as it requires declared rent and autonomous housing
- The increase for independent living is excluded, as it depends on APL
- The resource supplement (abolished for new applicants but maintained for some former beneficiaries) may also be affected by the lack of autonomous housing
Financially, a beneficiary of the AAH living with their parents thus receives only the AAH, without the housing-related supplements. The monthly income gap with a person in autonomous housing can be significant.
Tax attachment and AAH with parents
The attachment to the parents’ tax household is a separate issue. An adult over 20 years old receiving AAH can be attached to the parental tax household under certain age and situation conditions. This attachment does not have a direct impact on the amount of AAH, but it modifies the income declaration and potentially the eligibility for other social aids calculated based on the household’s reference tax income.
Calculation of AAH with income from work in shared accommodation or with parents
When the beneficiary works (in the ordinary labor market or in an ESAT), the CAF applies a deduction on work income before calculating the amount of AAH. This mechanism remains the same regardless of the place of residence.
The basic formula is simple: AAH paid = maximum amount minus resources after deduction. The income taken into account is that of the reference year (N-2, with a gradual transition to quarterly calculation for certain beneficiaries). This transition to quarterly calculation reduces the discrepancies between actual income and the amount paid, benefiting those whose activity varies from month to month.
Neither shared accommodation nor living with parents alters the deduction rates applied by the CAF or MSA. The determining variable remains the level of declared resources, not the postal address.
The maximum amount of AAH at 1,041.59 euros per month, the annual resource ceilings, and the uncoupling apply uniformly. The real financial difference between housing situations is measured in complementary aids (APL, MVA), not on the AAH itself.